Legal Scope for Indonesia Accounts
Our legal terms explain what we expect from you, what you can expect from us, and how account records are handled when a dispute, privacy request, payment query or security check is raised. Your ability to open or use an account depends on local law, and
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we may ask you to confirm identity details before we act on wallet, privacy or access requests. Payment records for DANA, OVO, GoPay and QRIS are treated as account evidence, not as public material. If a transaction is questioned, we match the wallet name, reference code,
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timestamp and account activity before replying. We may hold records when required for fraud checks, chargeback handling, tax, audit or a lawful request from an authorised body.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.